North Galt:
Payment Infrastructure Advisors
Trusted guidance for system-critical change
There has never been a more dynamic or demanding time for financial market infrastructures. When you operate mission-critical systems in a rapidly changing, complex, and multi-stakeholder environment – you need uniquely skilled advisors.
We advise the world’s financial market infrastructures
North Galt is a boutique consultancy focused exclusively on the modernization, governance, and resilience of national and cross-border payment infrastructure. Our team has led some of the world’s most consequential system transformations and brings that hands-on experience to every engagement.
We work directly with financial market infrastructures (FMIs), central banks, regulators, and national payment system operators to solve complex strategic, regulatory, and operational challenges. We also work with the ecosystem that serves FMIs to support the best solutions possible.
Why Now: A New Era for FMIs
Economic Acceleration
FMIs are not just operators, they have growing mandates to support the national economic agenda with innovation, reduced friction, lower costs and higher velocity.
CBDCs & Digital Assets
With over 130 countries exploring or piloting CBDCs, FMIs face pressure to safely integrate and operate new digital forms of value.
Global Fragmentation & Regionalization
Payment systems are evolving in divergent directions, increasing complexity and challenging cross-border governance.
Cybersecurity & Financial Crime
Digitization brings new threats. Resilience and real-time response are now non-negotiable.
Execution Risk at Scale
Modernization programs are high-stakes and high-visibility. Delays or missteps can have national consequences.
A Unique Community
With fewer than 250 FMIs globally, this is an elite group with specialized needs — not general consultants, but proven experts.
What We Do: Turn Complexity Into Momentum
At North Galt, we bring clarity, structure, and experienced leadership to every phase of national and cross-border payment infrastructure programs.
Model Economic Impact
We see the big picture, connect the parts and make the case for investment.
Shape Regulatory Foundations
We help draft and refine legal frameworks to support resilient, future-ready FMIs.
Build Effective Governance Models
We know how to engage governments and FMI boards and to align diverse stakeholders under sound, balanced frameworks.
Guide Strategic Decisions
From when to modernize, how to finance and whether to build vs. buy, aligning key ecosystem elements required for success — we focus on what matters most.
Architect Scalable Systems
We align technical architecture with long-term business and risk objectives.
Strengthen Risk & Compliance
We embed resilience without compromising performance or innovation.
Lead Program Delivery
We manage and de-risk delivery in high-pressure environments with complex stakeholders.
Coordinate the Ecosystem
We ensure alignment across regulators, tech providers, financial institutions, and more.
Let’s Talk
If you’re navigating modernization, governance, or risk in your national payments infrastructure, we’d love to help.
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Our Services
Economic Investment Case
Regulatory Frameworks Design
Governance Models Development
Drive Strategic Decisions
Design Scalable Architectures
Risk Compliance Strengthening
Program Delivery Leadership
Unite the Ecosystem
Contact Information
info@northgalt.com
+1 613-866-3619